/* ===== Design Tokens ===== */
    :root {
      --color-teal-primary: #1DB88D;
      --color-teal-hover: #17a67d;
      --color-orange-accent: #FFC000;
      --color-gold-accent: #d4af37;
      --color-gold-hover: #e5c158;
      --color-background: #FFFFFF;
      --color-surface: #FFFFFF;
      --color-secondary-bg: #F5F5F5;
      --color-tertiary-bg: #F8F9FA;
      --color-text: #1A1A1A;
      --color-text-secondary: #666666;
      --color-text-light: #888888;
      --color-border: #E0E0E0;
      --color-primary: var(--color-teal-primary);
      --color-primary-hover: var(--color-teal-hover);
      --color-success: #10B981;
      --color-error: #EF4444;
      --color-warning: #FFC000;
      --color-info: #3B82F6;
      --color-dark-bg: #22262e;
      --color-dark-surface: #2a3142;
      --color-dark-sidebar: #2a3142;
      --color-dark-text: #FFFFFF;
      --color-dark-text-secondary: #B0B0B0;
      --color-dark-border: #3a4452;
      --font-family: 'Roboto', -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
      --font-size-xs: 12px;
      --font-size-sm: 14px;
      --font-size-base: 16px;
      --font-size-lg: 18px;
      --font-size-xl: 20px;
      --font-size-2xl: 24px;
      --font-size-3xl: 32px;
      --space-xs: 4px;
      --space-sm: 8px;
      --space-md: 12px;
      --space-lg: 16px;
      --space-xl: 24px;
      --space-2xl: 32px;
      --space-3xl: 48px;
      --radius-sm: 6px;
      --radius-md: 8px;
      --radius-lg: 12px;
      --radius-xl: 16px;
      --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.1);
      --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.1);
      --shadow-lg: 0 10px 15px rgba(0, 0, 0, 0.1);
      --sidebar-width: 300px;
      --sidebar-collapsed-width: 100px;
      --header-height: 74px;
    }

    [data-theme="dark"] {
      --color-background: var(--color-dark-bg);
      --color-surface: var(--color-dark-surface);
      --color-secondary-bg: var(--color-dark-sidebar);
      --color-tertiary-bg: var(--color-dark-bg);
      --color-text: var(--color-dark-text);
      --color-text-secondary: var(--color-dark-text-secondary);
      --color-border: var(--color-dark-border);
      --color-primary: var(--color-gold-accent);
      --color-primary-hover: var(--color-gold-hover);
    }

    /* ===== Reset & Base ===== */
    
    body {
      font-family: var(--font-family);
      font-size: var(--font-size-base);
      line-height: 1.5;
      color: var(--color-text);
      background: var(--color-background);
      transition: background 250ms, color 250ms;
      zoom: 0.8;
    }

    /* ===== Layout ===== */
    .app-container { display: flex; flex-direction: column; min-height: 100vh; }
    .page-wrapper { display: flex; flex: 1; overflow: hidden; }

    /* ===== Main Content ===== */
    .main-content { flex: 1; padding: calc(var(--header-height) + var(--space-xl)) var(--space-xl) var(--space-xl); overflow-y: auto; }
    .content-wrapper { max-width: 1400px; margin: 0 auto; }
    .page-header { margin-bottom: var(--space-2xl); }
    .page-title { font-size: var(--font-size-3xl); font-weight: 700; color: var(--color-text); margin-bottom: var(--space-sm); }
    .page-description { font-size: var(--font-size-base); color: var(--color-text-secondary); max-width: 800px; }

    /* ===== Buttons ===== */
    .btn { display: inline-flex; align-items: center; gap: var(--space-sm); padding: var(--space-md) var(--space-lg); border-radius: var(--radius-md); font-size: var(--font-size-sm); font-weight: 500; cursor: pointer; transition: all 200ms; border: none; text-decoration: none; white-space: nowrap; }
    
    
    .btn-primary:disabled { opacity: 0.5; cursor: not-allowed; }
    .btn-secondary { background: var(--color-secondary-bg); color: var(--color-text); border: 1px solid var(--color-border); }
    .btn-secondary:hover { background: var(--color-tertiary-bg); border-color: var(--color-primary); }
    .btn-sm { padding: var(--space-sm) var(--space-md); font-size: var(--font-size-xs); }
    .btn-lg { padding: var(--space-lg) var(--space-2xl); font-size: var(--font-size-base); }
    .btn-icon { width: 16px; height: 16px; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; fill: none; }

    /* ===== Cards ===== */
    
    .card-header { font-size: var(--font-size-xl); font-weight: 600; color: var(--color-text); margin-bottom: var(--space-lg); display: flex; justify-content: space-between; align-items: center; }
    .card-title { font-size: var(--font-size-xl); font-weight: 600; color: var(--color-text); }

    /* ===== Scenario Selector ===== */
    .scenario-selector { background: var(--color-secondary-bg); border: 1px solid var(--color-border); border-radius: var(--radius-lg); padding: var(--space-xl); margin-bottom: var(--space-xl); }
    .scenario-selector-row { display: flex; gap: var(--space-lg); align-items: flex-end; }
    .scenario-field { flex: 1; }
    .scenario-label { font-size: var(--font-size-sm); font-weight: 600; color: var(--color-text); margin-bottom: var(--space-sm); display: block; }
    .scenario-select { width: 100%; padding: var(--space-md); border: 1px solid var(--color-border); border-radius: var(--radius-md); background: var(--color-background); font-size: var(--font-size-base); color: var(--color-text); cursor: pointer; }
    .scenario-select:focus { outline: none; border-color: var(--color-primary); }

    /* ===== Form Elements ===== */
    
    
    .form-label .required { color: var(--color-error); margin-left: 2px; }
    .form-input, .form-select, .form-textarea {
      width: 100%; padding: var(--space-md); border: 1px solid var(--color-border);
      border-radius: var(--radius-md); background: var(--color-background);
      font-size: var(--font-size-base); color: var(--color-text); font-family: var(--font-family);
    }
    .form-input:focus, .form-select:focus, .form-textarea:focus { outline: none; border-color: var(--color-primary); box-shadow: 0 0 0 3px rgba(29, 184, 141, 0.1); }
    .form-textarea { min-height: 80px; resize: vertical; }
    .form-hint { font-size: var(--font-size-xs); color: var(--color-text-secondary); margin-top: var(--space-xs); }
    .auto-detected-badge { display: inline-flex; align-items: center; gap: 4px; font-size: var(--font-size-xs); color: var(--color-primary); background: rgba(29, 184, 141, 0.1); padding: 2px 8px; border-radius: var(--radius-sm); margin-left: var(--space-sm); }

    /* ===== Survey Wizard ===== */
    .survey-panel { display: block; }
    .survey-panel.hidden { display: none; }
    .results-panel { display: none; }
    .results-panel.visible { display: block; }

    /* Stepper */
    .stepper { display: flex; align-items: center; justify-content: center; margin-bottom: var(--space-2xl); padding: var(--space-xl) 0; }
    .stepper-step { display: flex; align-items: center; gap: var(--space-sm); cursor: pointer; }
    .stepper-circle {
      width: 36px; height: 36px; border-radius: 50%; display: flex; align-items: center; justify-content: center;
      font-size: var(--font-size-sm); font-weight: 700; border: 2px solid var(--color-border);
      color: var(--color-text-secondary); background: var(--color-background); transition: all 300ms;
    }
    .stepper-step.active .stepper-circle { background: var(--color-primary); color: white; border-color: var(--color-primary); }
    .stepper-step.completed .stepper-circle { background: var(--color-success); color: white; border-color: var(--color-success); }
    .stepper-label { font-size: var(--font-size-sm); font-weight: 500; color: var(--color-text-secondary); transition: color 200ms; }
    .stepper-step.active .stepper-label { color: var(--color-primary); font-weight: 600; }
    .stepper-step.completed .stepper-label { color: var(--color-success); }
    .stepper-line { width: 60px; height: 2px; background: var(--color-border); margin: 0 var(--space-md); transition: background 300ms; }
    .stepper-line.completed { background: var(--color-success); }

    /* Survey Steps */
    .survey-step { display: none; }
    .survey-step.active { display: block; }
    .step-title { font-size: var(--font-size-2xl); font-weight: 700; color: var(--color-text); margin-bottom: var(--space-sm); }
    .step-subtitle { font-size: var(--font-size-base); color: var(--color-text-secondary); margin-bottom: var(--space-2xl); }

    /* Radio Grid */
    .radio-grid { display: grid; gap: var(--space-sm); }
    .radio-option {
      display: flex; align-items: center; gap: var(--space-md); padding: var(--space-md);
      border: 1px solid var(--color-border); border-radius: var(--radius-md);
      cursor: pointer; transition: all 200ms;
    }
    .radio-option:hover { border-color: var(--color-primary); background: rgba(29, 184, 141, 0.03); }
    .radio-option.selected { border-color: var(--color-primary); background: rgba(29, 184, 141, 0.08); }
    .radio-option input[type="radio"] { accent-color: var(--color-teal-primary); }

    /* Checkbox Grid */
    .checkbox-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: var(--space-sm); }
    .checkbox-option {
      display: flex; align-items: center; gap: var(--space-md); padding: var(--space-md);
      border: 1px solid var(--color-border); border-radius: var(--radius-md);
      cursor: pointer; transition: all 200ms;
    }
    .checkbox-option:hover { border-color: var(--color-primary); }
    .checkbox-option.selected { border-color: var(--color-primary); background: rgba(29, 184, 141, 0.08); }
    .checkbox-option input[type="checkbox"] { accent-color: var(--color-teal-primary); }

    /* Star Rating */
    .star-rating { display: flex; gap: var(--space-sm); }
    .star-rating .star { font-size: 28px; cursor: pointer; color: var(--color-border); transition: color 200ms; }
    .star-rating .star.active { color: var(--color-warning); }
    .star-rating .star:hover { color: var(--color-warning); }

    /* Drag-to-rank */
    .rank-list { list-style: none; padding: 0; }
    .rank-item {
      display: flex; align-items: center; gap: var(--space-md); padding: var(--space-md) var(--space-lg);
      border: 1px solid var(--color-border); border-radius: var(--radius-md);
      margin-bottom: var(--space-sm); background: var(--color-surface);
      cursor: grab; transition: all 200ms; user-select: none;
    }
    .rank-item:active { cursor: grabbing; box-shadow: var(--shadow-md); }
    .rank-item.dragging { opacity: 0.5; border-color: var(--color-primary); }
    .rank-item .rank-handle { color: var(--color-text-light); font-size: var(--font-size-lg); }
    .rank-item .rank-number {
      width: 28px; height: 28px; border-radius: 50%; background: var(--color-primary);
      color: white; display: flex; align-items: center; justify-content: center;
      font-size: var(--font-size-sm); font-weight: 700; flex-shrink: 0;
    }
    .rank-item .rank-text { font-size: var(--font-size-sm); font-weight: 500; color: var(--color-text); }
    .rank-item .rank-move-btns { margin-left: auto; display: flex; gap: var(--space-xs); }
    .rank-item .rank-move-btns button {
      background: var(--color-secondary-bg); border: 1px solid var(--color-border); border-radius: var(--radius-sm);
      padding: 2px 6px; cursor: pointer; font-size: var(--font-size-xs); color: var(--color-text-secondary);
    }
    .rank-item .rank-move-btns button:hover { border-color: var(--color-primary); color: var(--color-primary); }

    /* Exposure Size Grid */
    .exposure-grid { display: grid; grid-template-columns: 180px repeat(7, 1fr); gap: 1px; background: var(--color-border); border: 1px solid var(--color-border); border-radius: var(--radius-md); overflow: hidden; }
    .exposure-grid-header { background: var(--color-secondary-bg); padding: var(--space-sm); font-size: var(--font-size-xs); font-weight: 600; text-align: center; color: var(--color-text-secondary); }
    .exposure-grid-label { background: var(--color-surface); padding: var(--space-sm) var(--space-md); font-size: var(--font-size-sm); font-weight: 500; display: flex; align-items: center; }
    .exposure-grid-cell { background: var(--color-surface); padding: var(--space-sm); display: flex; align-items: center; justify-content: center; }
    .exposure-grid-cell input[type="radio"] { accent-color: var(--color-teal-primary); }

    /* Survey Navigation */
    .survey-nav { display: flex; justify-content: space-between; align-items: center; margin-top: var(--space-2xl); padding-top: var(--space-xl); border-top: 1px solid var(--color-border); }

    /* Conditional Section */
    .conditional-section { display: none; }
    .conditional-section.visible { display: block; }
    .section-divider { border: none; border-top: 1px solid var(--color-border); margin: var(--space-2xl) 0; }
    .section-header { font-size: var(--font-size-lg); font-weight: 600; color: var(--color-text); margin-bottom: var(--space-lg); display: flex; align-items: center; gap: var(--space-sm); }
    .section-badge { font-size: var(--font-size-xs); padding: 2px 8px; border-radius: var(--radius-sm); font-weight: 600; }
    .section-badge-fx { background: #dbeafe; color: #1e40af; }
    .section-badge-commodity { background: #fef3c7; color: #92400e; }
    .section-badge-ir { background: #ede9fe; color: #5b21b6; }

    /* ===== Results Dashboard ===== */
    .results-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: var(--space-2xl); }
    .results-actions { display: flex; gap: var(--space-md); }

    /* Metrics Grid */
    .metrics-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: var(--space-lg); margin-bottom: var(--space-xl); }
    .metric-card {
      background: var(--color-surface); border: 1px solid var(--color-border); border-radius: var(--radius-lg);
      padding: var(--space-xl); text-align: center;
    }
    .metric-card.hero { grid-column: span 2; border-color: var(--color-primary); border-width: 2px; }
    .metric-label { font-size: var(--font-size-xs); font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--color-text-secondary); margin-bottom: var(--space-sm); }
    .metric-value { font-size: var(--font-size-3xl); font-weight: 700; color: var(--color-text); }
    .metric-unit { font-size: var(--font-size-sm); color: var(--color-text-secondary); }
    .metric-change { font-size: var(--font-size-sm); font-weight: 500; margin-top: var(--space-xs); }
    .metric-change.positive { color: var(--color-success); }
    .metric-change.negative { color: var(--color-error); }

    /* Risk Appetite Gauge */
    .gauge-container { display: flex; gap: var(--space-2xl); align-items: flex-start; flex-wrap: wrap; }
    .gauge-svg-container { flex: 0 0 300px; text-align: center; }
    .dimension-bars { flex: 1; min-width: 300px; }
    .dimension-bar { margin-bottom: var(--space-lg); }
    .dimension-bar-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: var(--space-xs); }
    .dimension-bar-label { font-size: var(--font-size-sm); font-weight: 600; color: var(--color-text); }
    .dimension-bar-score { font-size: var(--font-size-sm); font-weight: 700; }
    .dimension-bar-track { height: 12px; background: var(--color-secondary-bg); border-radius: 6px; overflow: hidden; }
    .dimension-bar-fill { height: 100%; border-radius: 6px; transition: width 800ms ease-out; }
    .dimension-bar-hint { font-size: var(--font-size-xs); color: var(--color-text-secondary); margin-top: 2px; }

    /* Financial Inputs */
    .financial-inputs-card { border: 2px dashed var(--color-border); }
    .financial-inputs-card.has-data { border-style: solid; border-color: var(--color-primary); }
    .financial-inputs-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: var(--space-lg); }
    .currency-input-wrapper { position: relative; }
    .currency-input-wrapper .currency-symbol { position: absolute; left: var(--space-md); top: 50%; transform: translateY(-50%); color: var(--color-text-secondary); font-weight: 500; }
    .currency-input-wrapper input { padding-left: 32px; }

    /* Slider */
    .slider-group { margin-bottom: var(--space-lg); }
    .slider-header { display: flex; justify-content: space-between; margin-bottom: var(--space-xs); }
    .slider-label { font-size: var(--font-size-sm); font-weight: 500; }
    .slider-value { font-size: var(--font-size-sm); font-weight: 700; color: var(--color-primary); }
    input[type="range"] { width: 100%; accent-color: var(--color-teal-primary); }

    /* ===== Financial Capacity Gauges ===== */
    .capacity-gauges-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
      gap: var(--space-lg);
      margin-top: var(--space-xl);
    }
    .capacity-gauges-grid .stat-card { background: var(--color-surface); border: 1px solid var(--color-border); border-radius: var(--radius-lg); padding: var(--space-md) var(--space-lg); }
    .capacity-gauges-grid .stat-card-label { font-size: var(--font-size-xs); font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--color-text-secondary); margin-bottom: 4px; }
    .capacity-gauges-grid .stat-card-value { font-size: 1.45rem; font-weight: 700; color: var(--color-text); line-height: 1.2; }
    .capacity-gauges-grid .stat-sub { margin-top: 6px; }
    .capacity-gauges-grid .stat-sub-row { display: flex; justify-content: space-between; align-items: baseline; font-size: 0.78rem; padding: 2px 0; border-bottom: 1px solid var(--color-border); color: var(--color-text-secondary); }
    .capacity-gauges-grid .stat-sub-row:last-child { border-bottom: none; }
    .capacity-gauges-grid .stat-sub-key { }
    .capacity-gauges-grid .stat-sub-val { font-weight: 600; }
    .capacity-gauges-grid .stat-sub-val.positive { color: var(--color-success); }
    .capacity-gauges-grid .stat-sub-val.negative { color: var(--color-error); }
    .capacity-gauges-grid .stat-sub-val.amber { color: #F59E0B; }
    .capacity-gauges-grid .stat-empty { font-size: var(--font-size-sm); color: var(--color-text-light); padding: var(--space-md) 0; }

    /* ===== Modal ===== */
    .modal-overlay { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(0,0,0,0.5); z-index: 10000; align-items: center; justify-content: center; }
    .modal-overlay.visible { display: flex; }

    /* ===== Alert ===== */
    .alert { padding: var(--space-lg); border-radius: var(--radius-md); margin-bottom: var(--space-xl); border: 1px solid; }
    .alert-info { background: #dbeafe; border-color: #93c5fd; color: #1e40af; }

    /* ===== Loading ===== */
    .loading { display: inline-block; width: 16px; height: 16px; border: 2px solid var(--color-border); border-top-color: var(--color-primary); border-radius: 50%; animation: spin 0.6s linear infinite; }
    .loading-lg { width: 32px; height: 32px; border-width: 3px; }
    @keyframes spin { to { transform: rotate(360deg); } }
    .loading-overlay { display: flex; align-items: center; justify-content: center; padding: var(--space-3xl); color: var(--color-text-secondary); gap: var(--space-md); }

    /* ===== Responsive ===== */
    @media (max-width: 768px) {
      .stepper-label { display: none; }
      .stepper-line { width: 30px; }
      .gauge-container { flex-direction: column; }
      .gauge-svg-container { flex: none; width: 100%; }
      .metrics-grid { grid-template-columns: 1fr 1fr; }
      .metric-card.hero { grid-column: span 2; }
      .exposure-grid { overflow-x: auto; }
      .capacity-gauges-grid { grid-template-columns: 1fr; }
    }